I personally don't really feel safe if i put my money into XRP because the problem between XRP and SEC still not ended yet. So i recommend you to hold ADA instead of XRP.
I think it's normal if you feel afraid to hold xrp, because the problem hasn't been resolved yet and the possibility will always happen, so there's nothing wrong with avoiding it for a while, even though it's currently seen that there is an increase from xrp. I think ADA, SOL, MATIC and of course BNB are relevant options to hold onto for now, as they are still potential coins and could increase sharply in time.
Indeed, the problem has not been completely resolved but with the good news from XRP it is like a victory and deserves to be appreciated,
we can see the price of XRP soaring and this is a good thing,
regardless of what it is I understand that everyone has their own views regarding XRP.
Was it really the good news that triggered the current increase in XRP or were there other elements, because if we look at it from the beginning of the year, it seems that there was a fairly sharp increase of around 200% and of course this is very good news from XRP. so maybe this will make investors think again about being able to pay attention to xrp. but once again it all depends on the individual because there are still many who also view xrp as bad, which may not be easy to change the situation quickly.
But I have faith that in time XRP will be able to attract investors.