It's easy to budget your income for example you have an income of 100$ and divide that into investment, savings, expenses, wants, needs, etc. But if you really want to be different just make your saving and investment higher than your expenses, I mean just don't buy what you can afford its actually that easy if you have a million dollars and then just use it to spend on to wants your just gonna end up broke again after a few months, but if you know how to handle your money you have the knowledge and know your limitation you're not going to spend your money onto something that you can't afford.

What I do on my salary is 40% savings and investment, 10% wants, 20% daily expenses, 20% on bills/groceries, and 10% on tithes. It might not work for you but in my experience is a good method since I'm saving more I can easily see how my money grows over the months of doing it. The trick is to always save more than your spending, with that you could easily make up your emergency funds, savings, insurance, etc. after that you could then save for potential businesses or buy assets that could generate passive income.