If indeed there is no other option, do it, but if there is another way out, take that method. Sometimes reserve funds are needed when others are not available. and this is a tough choice indeed. for sure everything has a deadline ending for example the Covid Pandemic in the end too. whatever you do using the reserve fund benefits not only for you but for your family as well.
Take any action if it saves them from the uncertainty of inequality but if you must have it then use the emergency fund because it is for needs in times like this, so it is important for anyone to save an emergency fund in times like this we can use it but sell other property assets...
The Covid pandemic is a lot of lessons for us where many people use emergency funds because of their uncertain conditions in their income, the best way with emergency funds to survive, when conditions are normal again you can start the same way, namely saving and preparing emergency funds again.
Obviously it is the right move to survive in the context of current conditions. Sometimes we have savings for our future but when our economy is getting more difficult and there is nothing else we can sell then these assets are worth using for current needs. For the current era, it is indeed difficult to predict both in terms of our work because everything can change quickly if the economic wave is not good. Where there is a layoff or anything that makes us lose our jobs that catch us by surprise therefore we need to set aside money for an emergency fund to deal with such conditions.
Apart from that, we also have to look at past experiences such as the Covid era where the economy almost stalled in a number of countries due to the disaster which made life difficult for many people. Therefore of that we have to prepare savings for things like that.