What's holding me back is that the altcoin's price is undervalued according to its fundamental analysis,
So from that analysis I bought some that I thought were good, namely NMR and C98,
you can buy these two altcoins on Binance and of course you don't have to worry about their potential.
this is the same reason why I haven't make any plan to hodl Bitcoin because of it is undervalued, and not reliable to hodl for a long time. But I think I know of few altcoins which I can buy from my reserve savings later , but right now the money I have to invest is not for altcoins because I can't take the risk knowing fully well how risky altcoins are. The past experience I have seen in altcoins is what is still hoding me to invest in altcoins.