There are leads on when we will see a major bump in the price. Don't tell me you never heard of it? Halving? We all here are optimistic but we need to be realistic so that it won't hurt us just in case our expectations won't be met.
When the market is unlikely to provide certainty to holders and traders about price, then of course investing what you can afford to lose is the best advice. Even though bitcoin may be $500k in 2025 or after, some adjustments to minimize risk will still have to be made. Obviously a halving will push prices higher, but bitcoin ETFs can also have an impact on prices.
Regardless of the odds, I believe the price of bitcoin will gradually rise even if a bitcoin ETF is not approved. The halving will be a strong fundamental to get traders and investors to be optimistic about the price, even we can expect a new ATH in the future.