In today's world, if you don't have money then you will be at a lot of disadvantage.

Let me give you one example. You maybe having everything that you need for your daily existence. But what will happen, if you need to deal with some emergency situation? For example, a natural catastrophe occurred and your house was destroyed. Without money, how you are going to rebuild your house? Or let's take the example of some medical issues. Suppose you got diagnosed with stage II cancer. Without the money, how you are going to afford the medicines, and complicated medical procedures such as chemotherapy or radiation therapy?