As I've repeatedly said, it's not that easy to be your own bank. Having full control of your money in this digital age isn't just like storing them inside a vault in your room. It entails a lot of responsibilities. Safekeeping your money means looking for the safest wallet. And there are certain criteria for that. So, that means you need to do some research. Looking for a safe wallet is different from keeping that wallet safe. There are a number of dos and don'ts for it as well.
It relies on what you choose to use and to store your fund. If you choose fiat currencies, gold and store it at banks, vaults, you don't control your assets. If you choose to store it in vaults at home, it will cost you a lot of space for a storage location.
If you choose altcoins with smart contracts, they can become zero value if developers mint more tokens from thin air like Do Kwon did.
Bitcoin is a safe heaven to have an own bank and there will be no freedom of minting from thin air like tokens.
And then your responsibility extends outside your wallet. You will have to be careful in dealing with emails and PMs in your social media account. You need to be vigilant in downloading apps, clicking links and ads, and so on. You should also learn how to safely store backups. If possible, you should also have some knowledge on encryption. You must also familiarize yourself with sim swap attacks, dust attacks, and so on.
Having our own banks requires us to secure our own banks. So we must maintain our secrets, privacy and anonymity as much as possible. If we live like offlline, nobody knows us to have bitcoin, Bitcoin wallets, nobody will hack our wallets.
If we publicly talk a lot on social media about our investment in Bitcoin, we will have more risk.