Hmm after reading the post I realized how important wealth is hehe, In the cinematography a very common dialogue is Money can't buy happiness and as a childish school of thought most of the people believe it and most of them don't, So how much money matters in your life is dependent on your control of lust.. (Lust can be anything in this case). Living in the comfort zone can cost you a lot so obviously you need more money but if you just adjust your utilities and spend on reasonable things only it will reduce your living cost.. Well I know my post might look like going off track but believe me it isn't.

Becasue before earning you need to know where to spend really, if you know your range you'll put your effort on it to fulfill otherwise all the planning and strategies won't worth.