Hmmm. I see,you must be a rich person from the way you stated this with assurance. At some point I stopped reading and have a thought of your three steps towards successful and number three was very cool with me. To be successful in life is not easy because one must be discipline, committed and have positive thoughts towards his goals.
No, not yet. I'm still working, collecting every pennies and invest my money. Still far to achieve financial freedom, but at least I understand how to get rich.
No one wants to be poor, no one wants to work for someone else, and no one wants to do a low paying job. But the problem is that many people do not have a high education or do not have too many skills, how can they get a good salary? You try to ask everyone, does anyone criticize the good salary? But it is not easy to get there.
I also advise those who want to get rich to invest, but investing is still risky and not 100% guaranteed to be profitable. So, having no savings and putting all your money into investments is bad advice.
Depending on the needs and circumstances of each person, excessive savings will also cause your health to go down seriously, and without health, you cannot earn money. Save wisely, don't be too stingy with yourself.
The problem of high education and not have many skills are their problem, if you not have a good financial, get a scholarship. If you not have many skills, learn by yourself, practice everyday and join the community. Every person has it's own device, use it properly, not only for playing game or watching porn.
If you worried all of your money would gone since investment is risky, there's called diversification.
Life is a choice, you either save your money in fiat where it's much safer but you will become poor because the value is always decrease or taking some risk to invest your money and you have a chance to change your life in the future.