I think whether it's dropshipping or selling online or opening a business offline I think it's a free variable, in building a prosperous business and increasing business expansion or valuation when you don't have a lot of money, of course borrowing/getting investment is the best choice in this situation, but before that you need to calculate the circulation of money first, because to see opportunities you need to see the flow of money, whether the business is big or small, if you see a bigger opportunity when adding capital from borrowing, of course that is the conclusion that must be taken to make a business you will be better in the future with the hope of being more prosperous.
If you only rely on the money you have, that doesn't mean you can't, but it will take quite a long time in any business aspect.
As much as you are right, i still have to state that the number one killer of a good business idea most of the time is running such business on borrowed funds, borrowing to start a business at the very initial stage is such a very bad idea to be honest with you, it is much better to borrow to expand a/the business than borrow to start it up, this is because at the initial stage of starting a business, there are many uncertainties, like not being sure how the business will do, like not being sure if the business will really sell in the area where it is, this is enough to worry about already, having to also worry about how to repay a borrowed money is just making matter worst.
So its way better to start your business with your own personal fund, have peace of mind even if the business is not doing as expected in that initial stage, in the future when things become far better than the beginning, you can borrow to expand the business if expanding becomes really important.
If in this case starting a business using borrowed money is certainly not recommended, and that is quite a dangerous action in the future because we cannot measure how much profit will be obtained or see what direction the business is moving because there is no evaluation and review material, but if someone who already has a business and has calculations and has had a lot of good studies from money circulation, business movement, of course taking a loan is something that might be more feasible in this situation.
But to borrow in the early stages is not prosperity that will be obtained but failure.