A very fair comment, one which I expected to come up, and it's up to the individual to say yes or no.

I'm not going to plead, demand or beg and I respect the rights of people to say no.

However, if I may ask, put yourself in my position:

I have tried to be fair and played fair with Simplex and Mercuryo - I conformed to what they required, but they both let me down.

I asked my bank if there was an issue - they've said 'there is no issue' but they are not prepared to talk with Simplex and Mercuryo and vice versa.  It is so stressful and is impacting my mental health detrimentally.

I more than get the point 'well why should strangers trust you if you don't trust Paxful or Symlix etc.' but I have been honest about not wanting to be scammed there and I simply do not wish to lose money - yes it scares me, I'll admit it.

By the same point, somebody might say 'well how can I be sure that you'll pay me back?'  I 100% get and respect that, and saying 'because I will' means little and the fact that I'm relatively new here does me no favours even though we were all newbies once.

It's up to people to help (or not) and I can't do or say any more than what I have - some people may say 'ah but you didn't say this or that...' I won't make an issue of it other than say I am mentally stressed and angry at the moment with the situation and I can't see any other way than asking for help here and saying to whoever does help me to post proof in the future that I did indeed pay them back what I said I would.

If you felt checkmated, you'd ask for help - that's all I'm doing and I wouldn't ask for anything again.  I've tried to help people on here when they've reached out, and now it's my turn - I hate asking but this is how it is.