Indeed you don't look cheating, but if I see your post, overall you talk a lot of 'learning', of course it's undeniable.

However, lately a lot of newbies are flooding the lending board, instead of learning about crypto, Bitcoin, exchanges, wallets and so on, lately a lot of Alt in lending threads support each other, as if they ever made a trade between them, for that I rate @CryptoHF, assuming you are someone's Alt. for that he gives you a negative belief.

My understanding, you should not interfere in the lending board, whether they are rude in conversation and so on, you should be more in the Bitcoin, Speculation, discussion section, Starters, Exchanges, services etc, so you can learn a lot there about crypto related stuff, that should be it, but you're itching to get in on the lending part.

Remember: the loan section is not for learning for beginners, unless: learning wants to cheat.