There are alot of persons out there who so wish to seize this very opportunity to accumulate and hodl more of bitcoin but have no mean(money) to do so and this has been one of the major reasons to why people aren't hodling for now.
If a survey is carried out, almost all respondents give the same answer, they really want to collect and store more Bitcoins. Just because the money they have is very limited, they have to discourage themselves from owning Bitcoin. This incident is the same as when you ask someone who doesn't have a house, that person will of course give the answer that they really want to own a house, but because of financial limitations they are forced to rent a simple house as an alternative temporary residence.
At some point, some persons who even participate in signature campaigns and earn bitcoin without having to buy directly, who should have been the most persons to have some good figures in their portfolios still aren't having any because most of them either withdraw this earnings to fiat to be able to make ends meet or withdraw it to solve some issues but whatever the case be, alot of persons aren't hodling currently now not because they are ignorant or even procrastinating but I believe one of the major reason is because they don't have to means to invest.
Who knows someone's economic level, they should be the luckiest people because they can get Bitcoin without having to buy it directly. Economic factors make a person forced to destroy the portfolio in order to make ends meet or other urgent needs. There are other demands that make them have no other choice, I fully understand when someone is in this situation, their heart doesn't want to sell Bitcoin but because there is an element of compulsion they have to go against their wishes.