Your mindset about money matters are all correct OP, but one thing I have in my mind is that you will never earn money if you will never work for it. Though it comes everywhere and even unlimited, but it will never happen if you don’t motivate yourself to work and create a goal for yourself so that you will never be lazy and dependent to others when it comes to money matters. Yes, internet also offers vast opportunities to earn money but if you don’t have the skills suited on your online job, you will never be capable to earn money.
There are so many places nowadays to be able to make money either online or offline, but it all comes back to each of us to the desire to work and have money, it's true that money is not everything in life, but what you have to know is that everything has to be with money nowadays and we have to have more motivation to work and have money to meet all our needs.
I think someone's mindset about money will be different, and we all have our own goals and motivations to do everything to make money.