I think you have done the right thing in this regard (Using a safe place to store your long term Investment). Because some people even ignore this. And they stick with their hot wallets. But yeah, it's about caution as well as convenience. so as long as you can store your Seed Phrase safely then everything will stay safe.
Among the people on the ignore list that you mean there are those who are too concerned with security to keep their assets. They really care about wallet security even though they can only afford software wallets like the electrum wallet. Those who use the electrum software wallet have also done the right thing.
I agree hardware wallets are more secure to use, but using software wallets like electrum are also very safe as their use is taken care of properly. In terms of age, it can be said that it is short, maybe yes, because in the past two years I have been using electrum, nothing has happened.
So true. As I said before that as long as we can store our wallet seed phrases properly and safely then everything will be fine even if it's just a software wallet like you meant (elektrum) and another Bluewallet. Because basically it's about whether we can store safely or not. Even though we use a hardware wallet, we can't hide the Seed Phrase properly (it's not secure). So it will still be prone to theft. It's just that hardware wallets have a better edge in terms of security against phishing attacks and such.