I am strong hodling my BTC yes. Will only sell in case of critical issue in life. Other than that, I keep buying monthly or some such and hodling it util one day we can finally use it everywhere without concerns about using it and being targetted by states or police or whatever.
From what we have been observing, about CBDCs, they will try exactly the opposite that Bitcoin offers. Total control over the population!
so you are planning a Bitcoin investment that you hold until now to reserve funds? that's very good. some people might think like you. but it's possible that there are more of those holding Bitcoin right now (especially new investors) thinking about turning a profit in the next bull season.
since you have a plan to use it when it's critical, it's possible that when you really need it Bitcoin isn't a good price. but if you continue to increase the amount every month, that means you continue to increase the value of your investment. surely you will not worry about such a situation.
I'm not waiting for any bull seasons. I just keep buying no matter the price. And I will only seel if I have a situation of life and death that I really need to dump all my Bitcoin. But that is an extreme situation, for sure. I hope that day never comes and I can keep accumulating calmly over the years, until Bitcoin adoption is high enough that we can use it, like in a daily basis or so!