Why is money at hand difficult to hold? I usually find it difficult to keep track of money anytime I have cash at hand, I make plans to hold money, but It never stays because something always demands the money, it is even so bad now that money kept in my account is also now being affected due to expenses. This is not something that happens to only me, I know that because of how money can easily be spent, many people now decide to avoid having cash, avoid taking ATM cards from their banks and also avoid activating USSD or internet banking, but is that really a long term solution? I blame myself a lot for spending so much and being irresponsible with money, but in your opinion, do you think that the soceity is contributing to the high and many expenses making money not to stay or is it just a bad habit I have?
As long as we don't have a budget of funds from various sources, the money that is held will definitely be needed or spent. In my opinion, we are basically talking about urgent or not urgent needs, if as long as the income is from one source, there is no other choice but the money that you hold. Then try to evaluate your expenses that have been spent, because seeing your shopping activities include people who are wasteful, too much to buy something that can still be replaced with cheaper options, or you live in an environment of people who like to show off, not used to living with simple things. This type of lifestyle of people will always demand more of themselves than other people, not wanting to be rivaled either in defense of goods or ownership.