don't struggle to help family
I believe this statement is a mistake because you cannot abandon the family that raised you and still boast of doing well. Family Is everything bro and charity begins at home.
In struggling, you strive for more financial upgrades, and always carry family along because if you don't, when you might reach the top, you may have lost your family while busy chasing finance. That's when you'll taste the depression of rejection from family or total loss of the family you once loved and belonged to.
Your other points are good, but for this very one above, its a no for me.