Invest your saving in precious metals like gold and silver or digital assets like bitcoin, or it can in some potential stock or it can be in real estate. Invest your money where ever you want. Just do not keep it in a bank. The Bank interest rate is not higher than the inflation. You are losing money not gaining it. The point is to invest even if your saving is negligible.
I don't agree that everybody should have their own business. Not everyone will own a business.
But I agree with everybody investing their savings in something. It doesn't have to be a huge sum of money, but the idea of you having an investment somewhere will motivate you to invest more. Even if a certain investment doesn't work out, that doesn't mean you should stop investing and save. Investing is good. I know people that invested in real estate while they were younger and now that they're old and retired they just rely on their investments for money.
It might not make you a multi-millionaire but it will keep you on your feet when you are no longer able to work.
I quite agree because managing a business is not as easy as we imagine,
so I see not everyone has the capacity to manage a business,
investing is a good step but still saving is necessary because we never know what the future will be like.
Doing business must be based on capabilities that are owned because without skills it will be difficult to develop.
except for getting a business inheritance from parents, then all that remains is to continue while learning so that it is easy to continue. it will be more difficult if you start a business from scratch based on your own abilities.
so I agree with you that doing business is not as easy as one might imagine, because there are many things that must be prepared as well as possible.
It is indeed more convenient to invest, especially in investments that will increase every year and I clearly agree that housing is the best step, but housing must also meet its own criteria, at least include facilities that are all available.
but maybe there are those who cannot make investments and saving is a step that is not wrong and very good as long as it is not used in the middle of the road for any needs.