Yes sound crazy - no I'm reading a longer time here...
Normally is my side business to create colourful pictures in Set-Top boxes. Crypto and how to identify and hack is also side business since 2 weeks.....I have focus more on that. according to my situation.
My business is trading..
I hope you have some assets which you can put up for collateral like jewelry, (apple products?) or something like that, whatever collateral you come up with will have to be stored with an escrow that is trusted by both you and the lender here, so could be a 3rd party service or another Bitcointalk user. Either way, much safer than dealing with something like a pawn shop (I heard they resort to violence if you fail to pay the loan in a timely matter).