maybe many people are taking loans online or offline for various urgent reasons, but keep in mind that the habit of making loans will only get you entangled with what is called eternal debt and the possibility of getting addicted to making loans online or offline
Never heard of a thing called addicted to loans!
Regardless of loan addiction being in existence if someone is getting loans regularly then it simply means they are paying them off and lender trusts the recipient to do the same for any new loans.
It only gets bad if paying them off becomes a problem because you have lost or lack the discipline to do so!
I live in a city where the rate of people making loans is quite high until yesterday I heard of a neighbor who was fighting with a debt collector because he was unable to pay but the debt collector belittled the borrower who was unable to pay
Unfortunate circumstance for the fellow, but issues of such confrontation usually borders around bad communication such that even the lender fails to get through to such a person and when the two meet its always drama and fireworks 🎆