Excuse me? I did ask for a collateral loan, not a non-collateral loan, because I can't access my BTC at the moment, so I would send the collateral first and then I would get the BTC. and I would not get the collateral back before I send back the lending amount + interest, are you joking with me? How could I scam anyone with that??
Collateral scams aren't a new thing, I've seen it many times.
Either way, you ticked all the bad boxes asking this. If you have
Dogecoin or BCH, use an instant exchanger. That's even cheaper than paying 0.0004
BTC interest, so your request doesn't make any sense.