Only the changes of password and email alone have shown that it's not the real owner of the account and what it wanted is to scam people in respect of loan. I don't  know the fuck some people all their mindset is to scam, assuming I have the power to tag op I would have done that before now, because its not courageous for someone to wake up and it's plan is to scam people by loan, he or her knows already that if he succeed and the account is being damaged by leaving it a series of tags that meant it did not lose on anythings, it's better to flag the account more red other future scam will desist from this act.