Taking a loan for a risky and volatile market is a dangerous business or investment idea as no one can predict the next swing and direction of the market that is why we are advised to use our spare cash or money we can afford to lose but a loan is not a money you can afford to lose neither is it a spare cash. For the sake of your peace it is a loan and accrued debt on your side you which means if you burn it up possibly you can not pay back because before you borrowed it, you have nothing on you and you took the loan with the mindset of paying it back with profit. It is better you void it than giving yourself some stress to paying back if things go sour.