Why is money at hand difficult to hold? I usually find it difficult to keep track of money anytime I have cash at hand, I make plans to hold money, but It never stays because something always demands the money, it is even so bad now that money kept in my account is also now being affected due to expenses. This is not something that happens to only me, I know that because of how money can easily be spent, many people now decide to avoid having cash, avoid taking ATM cards from their banks and also avoid activating USSD or internet banking, but is that really a long term solution? I blame myself a lot for spending so much and being irresponsible with money, but in your opinion, do you think that the soceity is contributing to the high and many expenses making money not to stay or is it just a bad habit I have?
I think that every person has a certain temperament, and based on it, an attitude to money is obtained. For example, women have a rather irresponsible attitude to money, and they are often able to spend an annual salary in two days. At the same time, men can predict economic expenses for months ahead, which is why spending money is very careful and not wasteful. I think there is no difference - your money is in fiat or in the crypt. If you need to make a purchase, you will spend them regardless of what they are invested in.
In order to know perfectly well what the money is spent on, I advise you to install the application and record all your expenses there. Thanks to such a service, I found out perfectly well where my every penny goes, and I always know how much money I will spend next month.