My first book I read on the subject of finance was Robert Kiyosaki's book "Rich Dad, Poor Dad". And let it seem very simple now, and the truths spoken in it are obvious. But then this book just shocked me. I learned what assets are and what liabilities are, for example, a car can be both an asset and a liability, it all depends on whether you provide taxi services on it.
But all knowledge does not make sense if there is no deposit in order to make a lot of money out of it. And the problem is that a permanent job does not bring a lot of income, the salary from it barely provides for the family. And it does not work out to put it on deposit. That's why most are poor. They can't even lift their heads above the water, forcing themselves to spend all their energy and time on the family.
The ability to distinguish between assets and liabilities is very important, but not everyone can do it. For example, many people consider real estate an asset, even if it does not bring them any profit, but they believe that one day if they want, they can sell it for more and therefore it is an asset. But it may not rise in price, but rather fall in price, this often happens if the house is not taken care of properly. And the one who creates assets that can make a profit on a monthly basis can become rich, and the more such assets there are, the greater will be the profit.