If I may respond to this, and I'm not defending anyone here, it's about my experiences with SEPA transfers. These are not reversible. I can only talk about my own experience and note that the amounts were much smaller and I live in the EU but I don´t think bothmake any difference.

I myself have run into trouble a number of times. Two small amounts and one larger amount of €1,100. Once the transaction was processed (it was to a foreign account), there was no way to reverse the transaction.

What the bank could do for me was to contact the bank of the person I should not have sent money to (but found out a bit too late). Indeed, I found out that the €1,100 was temporarily blocked for him after my complaint, but the recipient was called by the bank about the complaint and all they had to do was to say that they did not accept the return of the money.

The only option left for me was to try to get my money back through legal means. This was in 2021.

Another experience was someone from the same country I am rightout scammed me and let me pay an amount of $100+ in his bankaccount. I had it back in a few days. You can put so much pressure on that person that took advantage of you.
Another experience I had involved someone from the same country as me outright scamming me, leading me to deposit an amount of over $100 into their bank account. I managed to get it back within a few days. You can exert a significant amount of pressure on the person who took advantage of you. Just step into an office of his bank. With evidence ofcourse.