A millionaire is not all its cracked up to be. Say you have $1,000,000. You can't spend any of it because if you do you're not a millionaire anymore. So you put it into a savings account making 3% per year. Congratulations you just got yourself an income of $30,000 per year. Probably need to pay state and local taxes on that though. People that work minimum wage jobs make more than that. In the USA.