Maybe it's just me, but I don't see bitcoin being destined for coffees and pizzas. Transactions like that are, in a manner, as plain as a pikestaff. You don't care about censorship-resistance when buying a pizza. You don't care if third parties know which toppings in that pizza you prefer. You're never going to buy a pizza overseas. You just want the transaction to complete the soonest, and pay the least in commissions.
It's not just you. In fact, I believe there are many people here in BitcoinTalk who also has the same opinion, although they don't express it as much they should. But they should to educate the newbies and make them think hard before spending their precious Bitcoins. A Bitcoin now is better HODLed than spent.
Bitcoin is the good money from
Gresham's law.
As long as there's "bad money", it will not circulate much in the economy. Unless fiat currencies collapse completely, and both EU and US become poor, merchants will pretty much go in the fiat-way when stuff like censorship-resistance, privacy and being permissionless are not prioritized. And even in that chaotic scenario, there will be banks afterwards, in just another form. People without technical expertise will be required to forfeit their custody, unless some second layer can reach them with near zero disadvantages (I highly doubt about that).
But have a shower thought about a simple concept - Unlimited fiat, only 21,000,000 Bitcoin in existence and demand for sats is increasing.