I am very new to Bitcoin and have been spending a ton of time trying to learn as much as I can about it. Yesterday, I wrote what I thought was an innocent, friendly thread to get some feedback. Shortly post thread, I was pounded for being a "freeloader" because I am a Bitcoin holder, not a user. So before I ask my question....let me just say, "I come in peace, friends!" We all want the same thing...the moon. My question is a general one about Bitcoin companies and their banking practices. Why do major exchanges do their banking in places like Slovenia? Is there really that much regulation concern in the States or even in a place like Switzerland? It just seems risky and strange to me that such a brilliant phenomenon with incredible promise would rely on banking in such remote parts of the world. No offense to Slovenia but I would not want my money in their banks. If you have enough money, you even have to be careful of banking in the U.S. I think the FDIC only insures deposits up to 500k. Kind regards.