What do you mean by money making sites? You are obviously off topic and I don't know what is the thing that will go higher. Usdt?
If USDT falls into .1-.2 price range, I'm pretty sure that a market crash will follow as we had saw from the past. Remember LUNA crash along with it's stable coin UST, a huge market crash was the result of UST depegged. I strongly believe that it can happen if a major stable coin such as USDT happen to have the same fate as UST.
Depegged that happened to UST made us to be wary of all kinds of Stablecoins, we won't know what will happen in the future. Will stablecoins remain stable or even crash. it also depends on the Founder of the coin, whether he can be trusted or not. Nobody wants USDT to fall, but just in case, holding Fiat would be better or holding Bitcoin as a top Coin is anti-inflation and good for the long term. Despite the rapid price fluctuations, but it will be more profitable.