I talked to my classmate, and he said I could learn about it on my own because there's a lot of information out there. That's how I ended up finding this forum. So, here's what I want to know: Is it a good idea if I use the money I've saved up from 3 years of my trust fund to buy Bitcoin?
I would guess so but there is always risk of losing money so be under umbrella if the rain strikes.
I think your returns are guaranteed at current btc prices but there are other ways you could lose your money — by falling prey to scammers, losing private key, etc. There is nothing surefire, that's what I mean.