In as much as they are being persuaded and convinced to invest,it is meant to be understood that criticism cannot win them over to do the needful.
The approach to investment on the poor has to be understood as everyone out there falls into different circumstances...it isn't very easy for them to meet up to high standards.
So it is necessary for everyone to deal with issues amicably for a better society.
I want to encourage them to invest but it's not that easy to do. Words can encourage them but situation divides their decisions and the reality is settling them that they've got other important needs to spend their money on and despite the desire to invest, they just can't.
Putting oneself into the shoe of the real poor, you'll get to understand that they've got bare enough to survive. We can set aside about our will to encourage them into investing because they have to prioritize first the food that they can bring to their table. Someone who's living well can easily say that the poor needs investments to become wealthy but it's not really what it is. The real situation will make you understand that circumstances are there and even if you push them hard to, that's not going to change their situation real quick.
The truth is that poor people are skeptical to every investment that comes their way , especially when trying to explain an investment for them. They are very conscious about risk and so afraid of going into an investment because of the risk. I don't really blame them because of how they feel about every investment, the reason for these doubts they have toward every investment is because they just have little money which can only give them food for the day. To them it will be too painful for them to lose the little they have that is why many of them prefer to spend money just to afford food than to take risk which they may end up losing their money at last. This common character of being skeptical in poor people can't be taken off.