It's an exit scam for me, even if it's $50 or lower if the account is useless and he cannot get into a campaign that pays Bitcoin because he cannot keep up the competition among members who are vying to get into the campaign, he's just waiting for something like this to scam, he has a bad reputation of defaulting a loan and paying it several months later I don't think he can get all these feedback even if he comes back to pay the loan unless he has a strong reason or alibi.