Hey, you might be new here, but imagine the question yourself for a moment; I'm sure you understand what BTC is and how it differs from fiat currency. Is it really possible to send money from a debit card to a bitcoin address?
Let's forget about creating a bitcoin wallet; BTC and fiat money are incompatible. If you want to convert from one currency to another, you'll need an exchange, and the exchange isn't the person who needs the currency you desire, but the merchants you sell to there. The exchanges exist solely to bring buyers and sellers together. If you want to buy and hold bitcoin with fiat currency, the easiest place to store it is in a non-custodian wallet. Most commonly used are Electrum for PC/laptop and Bluewallet for mobile devices. If you have them stored there, the BTC become yours and you’ll have full ownership of it because it is now your keys and your coins.