Most of the time the gamblers never allocate the amount for other needs. This is the major problem. If the money is being allocated and with the rest he had played, it won't affect the personal life. Some used to spend their earnings on gambling and further they tend to take loans and spend for the life needs. Whatever the scenario, we should learn to live with what is available. Whether it is gambling, or our life needs. When we go for a loan without reason, then it is the beginning of our life destruction.
When gamblers do not allocate a certain amount of money for their needs and tend to take loans when they need money it is a big mistake. Because the necessities of life should be a priority and gambling is a side. When people put gambling as a priority and tend to put their needs aside, that is a mistake and this kind of thing should have been avoided if they understood the principles of financial management.
And I agree that taking a loan for no reason is a mistake. Someone should be able to play gambling and still make ends meet without going into debt if they understand how to manage their money.