Osmo-USD has been pretty steady for quite some time. It offers a 22% annual return if staked.
Some people will say but that won't last forever. No one knows when the percentage will drop.
If it drastically drops then I can move it to another coin that offers a 22% annual return.
22% APY is very risky and if you need examples, look Terra and Anchor projects.
Anatomy of a Run: The Terra Luna Crash. You can read this article which is your start to find more information about risk of projects that promise to provide too good to be true APY offers.