Working over 20 years still poor
Not working hard enough
Well, I am pretty sure that I've seen people work hard and very well but it seems that their hard work isn't still enough. So, you're right that they didn't work hard enough. However, in this generation, working smart is another thing that everyone has to consider to become rich. Whilst those that have worked for the rest of their lives and they've got exact provisions for themselves, the definition of being poor on them is subjective on what they think about it. So it has to be both working hardly and smartly or wisely.Not working hard enough
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Of course, you are right. Work smart as well as hard.
The smart work people should get together and recall any or their Congress people who don't shut down the Federal Reserve Bank. Why? Because it is the double standards that the Fed is doing that is creating places like the homelessness in Portland, Frisco, and LA.
How is the Fed doing this? By multiplying money out of thin air, thereby causing inflation that the people can't handle.