I'm not sure where to put this in the forums. Since I am a beginner, I thought I would put it in the Beginner section.

I have Atomic Wallet.
It offers the highest percent annual return for staked coins.
There are other crypto wallets that offer higher returns but it's not available to US citizens.

Osmo-USD has been pretty steady for quite some time. It offers a 22% annual return if staked.
Some people will say but that won't last forever. No one knows when the percentage will drop.
If it drastically drops then I can move it to another coin that offers a 22% annual return.

Or I could put equal amounts into 4 different coins that offer high yields.
So if one drops I can move it to another coin.

Some people will say what if the price of the coin drastically drops?
But you can say that about any coin you invest in.

Do you think it's a good idea to stake coins?
Please explain your opinion.