Look how excited you are about a photo-fact ?! 

Well, it's not a question of trying to prove otherwise.
And let's also discuss the statistics on microcredit in Russia ? Do you want to discuss what people take out microloans for?

By the way, what does your overexcited brain have to say about it ?
https://lenta.ru/news/2019/06/27/interesting/
https://www.vedomosti.ru/business/articles/2019/06/06/803520-perekrestok-prodast-edu-v-dolg

Notice this is 2019 when things were still more or less ?

I warned you - quit this rascist habit, stupid lying, and stupid denial of reality - reality doesn't change, and you look extremely stupid