I started using Bitcoin the first time I heard about it because it was the only feasible option that allowed me send money across borders due to restrictions in FX, Paypal and other means of payment. As soon as I was shown how to do transaction in Bitcoin,I used it at once. Regrettably, It never occurred to me that beyond the beautiful comfort and freedom Bitcoin offers, it could be a treasure worth holding. So, I first understood Bitcoin from the aspect of use case before that of investment. Each time I check my wallet and see the volume of transaction I have made in Bitcoin, I do feel bad, but then we don't have to dwell in regrets of the past rather than facing the future with optimism.
So I feel I did not start building my portfolio when I should. At the moment, responsibilities have increased thereby reducing the allocation of income that goes into savings( in this case, saving means buying Bitcoin). Well, it is better later than never.
I rather say well-done for your portfolio because now you might have gotten one, regrets can't build anything new in the society but moving along will because for you to do so you might have been expecting something new from Bitcoin in future, every one has there story to tell because of how desperate I am to invest in Bitcoin I was scammed not once but I didn't blame my self or anyone for that because I believe I have given the scammer a chance to hold bitcoin, I didn't take that as scam anymore but as gift to the scammer, this forum helped to know that I don't need anyone to create a BTC wallet for me, now am an investor holding and hoping for the bullish season.