Another way that people can think of is when It is always better to get your coins directly in your wallet. I do not know if anyone complained about the chancge? But this procedure is also often done at campaigns from casinos. Payout directly to the user account. It is always about trust. And Whirlwind has abused our trust completely.
That one is different. Whirlwind starts by paying to peoples self hosted wallet addresses until a sudden change to paying to public key note. But the same because they are both custodial.
I Mistyped. Not chance but change. Sorry.
So I noticed that whirlwind had first paying out to peoples self hosted wallet addresses and then changed it to the public note, but do not know if anything complained about this change.