The risk is not only in price fluctuation, there are other things as well. For example, which platform to choose to stake coins with them, and who is reliable enough to hold money with them? Just remember Celsius, and I will emphasize again, not your key, not your coins.
True no one is reliable enough to keep their money on the platform some big companies have gone bankrupt after bankruptcy user funds cannot be withdrawn especially by risking a long time and true the Celsius platform is one as an example to avoid using the platform.
Look at the current price fluctuations bitcoin fell to $25K and of course the effect on other coins is the same, meaning that risking will not be profitable when the market is bearish.
I avoid platforms -
not your keys, not your coins is the right word.