Most of those kinds of gambler who take loans to continue playing or betting are addicted gamblers who needs help to stop their addiction, just the same with what you said, those who are trying to chase their losses that resort to barrow money to try recovering mostly turned to another bad position, losing the amount that they barrow and look for another resources or try to find someone who can lend them money, it adds up with the problem that's been created from the previous loans that being done.
Experience have really taught me alot from gambling, I've learned to control myself and whatever I do concerning gambling, with my calculated amount of money. Gambling can be enjoyable often times, when one keeps streak winnings in the space, that's certain good time to repay loan and get better standing in the space. Gamblers taking loans to gamble are probably taking 100% risks, first when they lose, they become more depressed and desperate to bounced back to gambling inother to pay back or recover his loan money which will only leads to making more losses.