Everything you need to know has already been explained by other members in one of your previous posts[1] But in short, no one is going to trust to send you collateral first when you're a newbie. Your terms don't make much sense.
[1]
https://bitcointalk.org/index.php?topic=5463524.20OP is not looking for advice here., more like a backdoor way of promoting their service. "Hey I totally have a legitimate forum question that definitely belongs in meta even though I already know the answer".