I am at a huge loss and most of all the lender is a loser.
If you're only losing money, why are you still lending?
This is the reason I never joined the lending business: it doesn't seem worth the risk.
It seems to me addiction is like gambling. And few people really need funds if all of us stop then those needy people will face a lot of problems that's the main reason for lending. I have no plan to stop lending.
This is really sad, it seems there are already 3 accounts that were known can be trusted, have green trust and good record in lending history, but they still scam in the end. Is Bitcointalk account is worthless now since they're willing to run their reputation? I mean there are so many signature campaigns comes up, they can use that opportunity to make some money.
You are right in all of your points. I think the main reason they have alt accounts is that are impossible to run. As they couldn't sell accounts they took a loan defaulted the loan and abandoned their accounts.