That is definitely true and I think it stands for any investment. Since I am from a country which has a poor economy and isn't stable, it's always a thought to pull out/sell my investments to help me out with the situation. Fortunately, I am patient and I've never dipped because of some emergency and I never actually had to. But some people just can't meet ends with their salary so they sell even if they wanted to hold for a profit.
It would be ideal if everyone could invest and hold, but you can't really bet against the economic situation you are in.
Precisely, you can't control things that have not been there yet, with economic situation there're chances that you may be part of those employees
that will be cut off from the company.
Reason to sell your assets and not to continue the hold, though if you have other options or other assets aside from
your crypto, it might be possible to sacrifice those and wait for crypto to pump until it reach your target. It will be
a case to case basis and opinion base decision making.