I hope he is still in profit he is one of the leading lenders here and his service have helped a lot of members and will help others who need immediate funds when they can't find it offline, I guess he should be stricter by asking for collaterals especially for lower rank although there is no guaranty on the upper rank either.
It is true that it becomes helpful for real people and it becomes helpful for scammers as they can scam easily by taking a loan but I am still unable to make a profit.