Although financial education is important but financial education without money will earn you nothing other than poverty. It's highly better one get the money and use part of it to acquire financial knowledge and use the remaining one for business after one have acquired the financial knowledge.
It depends on the interests and nature of the person actually. Someone who has financial education is likely to be more likely to be able to use the knowledge they have to earn a lot of money, it does not mean that someone who has financial education without having money will simply make someone poor.
But I think it's likely that right now most people would be more tempted to have a million dollars to own than to have a financial education.
If that were me, of course I would use it to choose the 1 million dollars and with that money I would upgrade my financial education.