As a novice in crypto, I want to take enough time to learn more on how the market works before investing. But I'm really concerned on how to keep my money safe as I await the right time to invest.
Do you think it's better to save in stable coin like usdt or I should just keep the money in the bank?
Depends on your local currency, but both work the same. If your currency is strong and in high demand like Euro, Yuan, or Singapore Dollar keeping your local currency is not bad less risk compared to stablecoin, which might crash instantly like UST (TerraLuna). But if you have less strong currency keeping USDT to maintain your portfolio value in a short-term is better.